The Mortgage Guys

Jesus Perez & Edwin Solis Exclusive Lenders for ABC15.com and Blueroof.com

We are licensed to do business with you in 26 states focusing in Phoenix, AZ, Mesa AZ, Scottsdale AZ

The fact that our physical office is in Arizona does not limit us with doing business with you. Most of our mortgage business is in Mesa, Phoenix & Scottsdale, AZ.

Below you’ll find a map where we can do business. Our online process makes it very simple for you to obtain a loan in a very streamlined, worry-free process. And if obtaining a loan promptly is your concern then feel free to ask us about our 7-10 day loan closing process.

You can reach us at 480-344-3678 or jesus.perez@academy.cc or edwin.solis@academy.cc

united-states-map

Posted 1 year ago at 12:44 PM. Add a comment

HOW TO INCREASE YOUR CREDIT SCORE BY 100 POINTS IN 45 DAYS!

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Posted 1 year, 1 month ago at 5:12 PM. Add a comment

Free credit report and monitoring!

With identity theft at an all time high, you can not risk not knowing if someone is running off with your identity only to leave you in a tragic mess.

We believe in superior customer service not only helping you with your mortgage needs. We can provide a free service monitoring. With this free service we will pull your credit from one bureau every 4 months. We will call you to discuss any changes and send you a copy of your report.

In  years of providing service to people with mortgage needs we’ve come across customers with damaged credit due to identity theft, that if  caught early it could have made a world of difference for our prospective customer. We’d like to help prevent this from happening to you.

Call us to see how we can help you keep a close eye on the activity happening on your credit report.

Edwin Solis 480-201-0461 NMLS# 242330edwin

Jesus Perez 480-344-3678 NMLS# 2496771

 

Academy Mortgage  BR BK #0115484 

5304 E. Southern #101 Mesa, AZ 85206 

Posted 1 year, 1 month ago at 1:32 PM. Add a comment

What helps us get you the best rate?

After years in the mortgage industry of trying to figure out the opprtune time to lock the best rate for our clients, what we really figured out is that rates are affected by so many different things from bonds to stocks to ADP reports etc that it takes a lot of time away from our day.

Fortunately, we finally found a way to keep in track with what the market is doing literally by the minute. We are subscribers of a very high tech system that closely monitors all of these different areas in the market that affect rates.  We’ve let the experts predict and very accurately guide us with up to the minute updates, while we use our time to effectively serve our customers.  If rates are about to go up we will get a phone call alerting us of market changes advising us to lock a rate before rates go up, to prevent any rate increase to you, the customer.

We go the extra mile to help us better serve our customers and  having peace of mind is critical in your loan process. So rest assure that you will be in good hands when it comes to your mortgage needs.

Posted 1 year, 1 month ago at 12:21 PM. Add a comment

Two week close guaranty!

Ask us how to buy a home from start to finish in only 2 weeks.

Unheard of? Maybe, at MOST other places.  At Academy Mortgage we strive to be the best. We challenge you to find a lender that works harder to make your purchase as smooth as possible.

Contact us today and find out how!

Edwin Solis 480-201-0461

Jesus Perez 480-203-7171

Posted 1 year, 1 month ago at 1:19 PM. Add a comment

FHA for the first time homebuyer

An FHA loan can be an obtainable loan for the first time buyer. With only 3.5% down payment it makes it affordable for a young family starting out. 

FHA guidelines allow for gift money from a relative to assist the borrower with funds to purchase a home. FHA  allows the seller to contribute up to 6% of the purchase price to be used to pay for the buyer’s closing costs.                                                                                                                                   

This makes it very affordable to buy a home with only the down payment needed, when and if the seller agrees to pay for the buyer’s closing costs.

ASK US HOW

Posted 1 year, 1 month ago at 3:28 PM. Add a comment

Apply online!

Save time, avoid traffic, start your process from the comfort of your home or office. Our online process is very quick and gets you qualified and shopping for a house in little time!

Posted 1 year, 1 month ago at 3:18 PM. Add a comment

What is the minimum credit score needed to qualify?

Currently the magic number is 620 in order to qualify for a mortgage. There are many different variables that are a part of qualifying for a loan, but if you don’t have the minimum score of 620 we can help you get there quickly.  We work with experts in credit repair to help you increase your score in the shortest amount of time.

Posted 1 year, 1 month ago at 3:10 PM. Add a comment

What is APR?

The APR is the Annual Percentage Rate is a reference to a federally required calculation of the yearly cost of a loan that includes fees such as Interest Rate, Discount Points, Origination Fees, Mortgage Insurance Premium & Prepaid Mortgage Interest.

Posted 1 year, 1 month ago at 2:38 PM. Add a comment

AZ Rural areas for USDA loans- Check if your property is eligible

If you’re interested in a ZERO down payment loan, you may be happy  to know  that they are still available. There is a catch! You must purchase the property in a rural area.

Want to find out if the property you’re interested in purchasing is eligible for a USDA  ZERO down loan? Go to the link below and enter the address of the property you’re interested in  to find out..

http://eligibility.sc.egov.usda.gov/eligibility/eligibilityAction.do

Posted 1 year, 1 month ago at 10:28 AM. Add a comment